This is me! Yes, I am learned because when I was 30, I visualized what I will do after my retirement at 60. I started learning a little bit more every day and started to love what I was learning. Today at 72. I am still doing what I learnt to do and loving to do it so well that my old age is not a burden on me and my family members. I come across many people when I am reminded of the following wisdom saying: `For the ignorant old age is winter. For the learned it is a harvest`.