We all know that the crow used the stones to raise the level of the water and solved his thirst problem. Right` Some of our problems are caused by life`s foolish pleasures such as when greed takes over the rational factor! Buying a Honda Civic which may result in your being financially tight for several years versus a humble Maruti is one such example. Having a credit card and then not being able to stay away from temptations! Fortunately in my own case this funda helped me a lot to solve my problems of tomorrow with the simple idea of not worrying what would people says! Once the years I have built plenty of self-respect.